Lumenos - What it is and how it works

Lumenos, a Consumer Driven Health Plan, allows you to choose how to spend your health care dollars. This concept is new and may be confusing. If you are already enrolled in this medical plan, this is your opportunity to let us know how Lumenos has worked for you so far and ask questions of plan represtatives. For those thinking about enrolling in Lumenos for 2006, feel free to attend and learn more about the plan.